155 East Beaver Creek Road
Richmond Hill, L4B 2N1
(24 hours / 7 days)
(647) 501 9722
Mon-Fri (8am - 6pm)
Sat-Sun (10am – 2pm)
ABOUT US
From the first time we connect, our team outlines your financial need, mortgage, renewing or refinancing a mortgage, consolidating debt, searching for a private mortgage, or a home equity line of credit, and they go right through with you to the successful closing.
Best Support
We simply get it the way you wish.
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Your next move to your worry-free financial status.
10 +
Years
Of Expirience
Services
Refinancing A Mortgage
If you seek debt consolidation, better rates, additional capital, or need to borrow a little from...
First Time Mortgage
As a first-time home buyer in Canada, you’re about to venture into a genuine experience...
Second Mortgage
No matter how your second dream home looks like, it’s a decision affected...
First-time Home Buyer
We certainly believe that there are no stupid questions; you are welcome to share any concern...
Private Mortgage
A Private mortgage is a loan borrowed from another individual or company...
Construction Loans
Have you got piece of land that you plan to build on? Are you planning...
HELOC
Do you know that you are able to borrow money secured by your home equity? As any other...
New To Canada?
It is a new country and a completely new life. At Taleen Mortgages, no barrier can...
Debt Consolidation
Toronto is one of the big cities that provide all kinds of entertainment...
Everything Personalized to YOU
Smart, Tailored Solutions:
Our team of professionals, will assure that you get the best solutions that fit your financial needs, and exceed your expectations
Profound Knowledge:
We at Taleen Mortgage have gained broad knowledge and experience in the field that will guide you through the right direction of your dream to come real.
Hussle-Free Process:
Mortgage processes and documentations can be confusing most of the time. Our professionals will make sure to simplify any financial information for you.
Frequently Asked Questions
What makes mortgage agents better than banks?
Mortgage agents get the best mortgage deal since they know the mortgage regulations and their way inside out of the social network. On the other hand, banks have strict benchmarks controlled by regulations only. Mortgage agents actions are driven by the customer satisfaction and requirements they receive.
What are the advantages of a mortgage agent over a bank?
Mortgage agents are only service providers, which means they have plenty of time navigating social networks unlike banks that have large number of private lenders. A bank works in routine while a agent believes that he has to navigate and understand your mortgage circumstance to help you.
What are the pros and cons of a mortgage agent?
The vast s knowledge, the extended social network, and the grip on mortgage regulations that Mortgage agentshave are their pros. The only con you may face dealing with a mortgage agentis that you hiring an unskilled mortgage agent who is not expert in the Canadian mortgage regulations and he may charge you more than you must be.
Is it cheaper to work with a mortgage agent?
Mortgage agents provide you with initial consultation to help you understand your financials. They define the options you have to meet your needs. Working with a mortgage agent provides you with mortgage knowledge. They are never expensive, they are budget friendly.
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A Guide to Finding the Best Mortgage Broker Company
With so many lenders and brokers offering different types of mortgage loans, it can take time to know which is best for you. To ensure you're getting the most appropriate loan, you need to understand the differences between lenders and brokers and how to compare them. In this article, we'll guide you to find the right mortgage loan, broker, and company for your needs.
What is a Mortgage?
When you're ready to buy a home, the first step is to find the right mortgage. But what is a mortgage? A mortgage is a type of loan that's used to finance a property. Mortgages are "secured" loans. Your home's value secures the loan, so if you default on your payments, the lender can foreclose on your home.
Mortgages are typically available from banks, credit unions, and mortgage lenders. You can also get a mortgage through a broker, who will work with multiple lenders to find the best deal.
When shopping for a mortgage, comparing rates and terms from multiple lenders is crucial. You should also consider the type of loan that best suits your needs, such as a fixed-rate or adjustable-rate mortgage.
Once you've found the right mortgage, shop for the best deal on homeowners insurance and other closing costs, with careful planning and comparison shopping, you can save thousands of dollars on your new home purchase.
Types of Mortgages
Many types of mortgages are available on the market today, and choosing the right one can be a daunting task. However, by understanding the different types of mortgages and their features, you can select the best mortgage for your needs.
A fixed-rate mortgage charges a set rate of interest that does not change throughout the life of the loan. This type of mortgage is ideal for borrowers who want predictable monthly payments and don't mind paying slightly higher interest rates.
Qualifying for a Mortgage Loan
To qualify for a mortgage loan, you must meet the lender's requirements. These can vary from lender to lender, but there are some common standards that most lenders require. Here are some of the things you'll need to have to qualify for a mortgage loan:
-A good credit score: Most lenders want to see a credit score higher to approve a loan. If your credit score is lower than this, you may still be able to get a loan, but you may have to pay a higher interest rate.
-Employment: Lenders like to see employment stability, so it's usually best if you've been at your job for at least two years. If you're self-employed, you must provide additional documentation proving your income.
-Assets: Lenders will want to see proof of any assets they have, such as savings accounts, investments, or property ownership. This helps them determine if you're able to make your monthly payments.
Calculating Your Budget for a Mortgage Loan
If you're in the market for a new home, one of the first things you'll need to do is calculate your budget for a mortgage loan using Mortgage Calculator in Toronto, Richmond Hill, North York and surrounding areas. This can seem daunting, but it doesn't have to be.
You'll need to consider a few things when calculating your budget for a mortgage loan. First, you'll need to know how much you can afford to spend every month. This includes your mortgage payment and any other debts you may have, such as credit cards or car loans.
Next, you'll need to consider your down payment. How much money can you put down on a new home? Remember that the more money you put down, the lower your monthly payments will be. However, if you don't have enough saved up for a large down payment, don't worry - plenty of options are still available.
Finally, you'll need to consider what type of loan best suits your needs and budget. There are fixed-rate and adjustable-rate loans available, each with its own pros and cons. Working with a qualified Mortgage Broker in Toronto, Richmond Hill, North York and surrounding areas can help you determine which type of loan is right for you.
Once you've considered all of these factors, you should have a good idea of how much money you'll need to borrow for your new home. From there, it's just a matter of finding the right lender for Home Equity Loan in Toronto, Richmond Hill, North York and surrounding areas.
What to Look for in a Mortgage Company
When looking for a mortgage company in Toronto, Richmond Hill, North York and surrounding areas, it's essential to find one that's reputable and has a good track record. It would help if you also looked for a company that offers competitive interest rates and terms. It's also a good idea to find a company with a local presence so you can quickly contact them if you have any questions or concerns.